Rate cuts bring relief as stress levels drop

Source: Premier of Victoria

  • NAB Consumer Stress Index eased to a two-year low
  • Small cutbacks putting $4860 a year back in Aussies’ pockets

Australians are starting to breathe a little easier, with consumer stress dropping to its lowest point in two years, thanks to easing cost-of-living pressures and growing hope around interest rates.

NAB’s latest Consumer Sentiment Survey shows the stress index has dropped to 56.6, down from 59.6 in March, below the long-term average.

NAB Executive Lucia La Bella says recent rate cuts are already making a difference in how people are feeling about their finances.

And fewer Australians are seeing big jumps in mortgages, rent and transport.

“We’re seeing a sense of optimism about the future and more confidence that there’s light at the end of the tunnel,” Ms La Bella said.

“We’re seeing some relief already among mortgage holders with almost half saying they’re feeling the benefits of recent rate cuts.

“With another RBA meeting just days away, many households are watching closely and planning their budgets.”

Cost-of-living is still the main concern among Australians although it has now eased to its lowest level in three years.

Households are continuing to tighten their belts, cutting back on things like eating out, entertainment and travel – saving an average of $4860 a year. But it’s not just about cutting back, people are shopping smarter too.

One in three are switching to cheaper brands, one in four are doing their homework before buying, and one in ten are snapping up deals when they see them.

“They’re showing resilience, making smart choices, and setting themselves up for a stronger financial future,” Ms La Bella said.

With a new financial year here, it’s a good opportunity to start fresh with a new budget. Free tools like the NAB Budget Planner are a good place to start.

Notes to editor:  

  • NAB’s measure of consumer stress is based on household stresses arising from their job security, health, ability to fund retirement, cost of living and the impact of Government policies.
  • NAB Economics forecasts three further 25bp cuts in 2025 taking the cash rate back to a broadly neutral rate of 3.1%.
  • The NAB Consumer Sentiment Survey uses data from 2,000 people

ENDS 

For further information:
NAB Media: +61 (0) 3 7035 5015

Customers, banking & finance

SEE ALL TOPICS

Media Enquiries

For all media enquiries, please contact the NAB Media Line on 03 7035 5015

Arrests – Police vehicle rammed – Alice Springs

Source: Northern Territory Police and Fire Services

The Northern Territory Police Force has arrested two 14-year-old males after a police vehicle ramming incident occurred in Alice Springs yesterday.

Around 5:40am on Tuesday 1 July, the Joint Emergency Services Communication Centre received a report that a red Mahindra station wagon had been stolen from a residence in Teatree Court in Sadadeen. The victim reported seeing two unknown persons inside the vehicle leaving the area.

At 6am, police CCTV operators observed the vehicle at a service station on Railway Terrace. Two police vehicles responded and sighted one offender running from the scene on foot, and the second offender entering the stolen vehicle. The driver reversed at speed and rammed into the front of one of the police vehicles, before fleeing the area.

No police member was injured as a result of the incident, however the police vehicle sustained substantial damage.

The 14-year-old passenger was arrested nearby after a short foot chase.

Earlier today, the 14-year-old driver was also arrested and the stolen motor vehicle was recovered by police.

Commander Mark Grieve said, “This incident highlights the dangers that our members face every day while responding to violent behaviour.

“It is appalling behaviour, and police do not deserve to be targeted while executing their duty of serving and protecting the community.

“This could have easily resulted in serious injury or death, and I commend the officers for acting safely and professionally under challenging circumstances.”

Hit and run driver at Gawler charged

Source: New South Wales – News

A driver has been charged following a hit and run crash at Gawler on 26 June.

Just before 7pm on Thursday 26 June, emergency services responded to reports a pedestrian had been struck by a vehicle on Thirteenth Street, Gawler South.

The pedestrian, a 52-year-old local woman, sustained life-threatening injuries and was rushed to hospital where she remains in a critical condition.

This morning, Wednesday 2 July, a 56-year-old woman from Gawler attended at Gawler Police Station where she was arrested by Major Crash Investigators.

She has been charged with careless driving cause serious harm, leave scene of serious crash having caused harm.

She has been bailed to appear at Elizabeth Magistrates Court 13 August.

Investigators attended a Gawler address where the vehicle involved was located and seized for forensic examination.

Western suburbs man charged over abuse of public office

Source: New South Wales – News

A western suburbs man will face court charged with multiple counts of abuse of public office.

Detectives from SAPOL’s Anti-Corruption Section today arrested a 37-year-old man from Welland and charged him with 78 counts of abuse of public office after a lengthy investigation.

The arrested man has been bailed to appear in the Adelaide Magistrates Court on 20 August 2025.

As the matter is before the courts, no further comment will be made.

Doorstop – University of Technology Sydney

Source: Murray Darling Basin Authority

KATHLEEN BAIRD, HEAD OF SCHOOL OF NURSING AND MIDWIFERY: Good morning, everyone. Firstly, I’d like to acknowledge the Gadigal people of the Eora Nation on whose land UTS stands. And I welcome you all to UTS. I’m Kathy Baird, Professor Kathy Baird, and I’m the Head of the School of Nursing and Midwifery. It is an absolute honour to welcome the Minister for Education, the Honourable Jason Clare, to UTS this morning.

I do also want to acknowledge the Commonwealth’s ongoing support through the placement payment for our student nurses and midwives. This initiative will provide much-needed financial support to our students during their clinical placements. It will help to ease the burden they face while they gain the practical skills required. Their dedication, resilience and compassion are the foundation of the future of nursing [indistinct] will be built.

I’d also like to thank the students that came here this morning. And I would like to hand over to Minister Clare. Thank you.

JASON CLARE, MINISTER FOR EDUCATION: Thanks very much. And a big thank you to UTS for letting me visit today to talk about something which is dear to my heart and I think is going to be really important in supporting the teachers and nurses and midwives and social workers that are training in our universities now that are getting an education in our universities right now to help them with their studies, with the cost of living while they’re studying, and help them to complete their degree.

When I got this job a couple of years ago, I remember talking to some nursing students who talked to me about placement poverty. It was something that I hadn’t heard of before. Now I understand. And it’s because of the stories that they told me. There’s a lot of nursing students who work in our hospitals right now as assistants in nursing, and it’s a part-time job where they’re getting paid to work in a hospital while they’re studying here at university. But a big part of their degree is also prac, practical training. And it’s something like 800 hours of practical training that they have to do as part of their degree.

And often that prac will happen at the same hospital where they’ve got a part-time job, but while they’re doing their prac, they can’t do that job. So, they’re working in the same hospital, but they’re no longer being paid. And that’s what placement poverty looks like. It means that you don’t have the money that you ordinarily would have to pay the bills, to pay for parking, pay for public transport. And it can make life harder.

The end result of that is that some students who start a degree, like nursing or teaching, don’t finish it. For some students, prac also means you have to move away from home to do it. And that can make life more difficult as well. It can mean giving up your part-time job because you’re not living around the corner while you’re doing the practical training.

This was a key recommendation of the Universities Accord, which is a big report. It’s a blueprint for how we reform higher education in Australia over the next decade and the decade after that. And I released that report early last year, and at the budget last year, I announced that we’d allocate almost over a half a billion dollars to fund paid prac. I think I was here to talk about that then. And it’s terrific to be back at UTS on the week that it starts, where we’re bringing the words from that report to life and making it real. And, most importantly, making a difference to the sort of people I got to meet today.

This applies to teaching students, to nursing students, to midwifery students and social work students. These are some of the most important professions in our country. These are young people who one day will teach our kids or look after us when we’re sick, who will help women giving birth, who’ll help women fleeing domestic violence. And this is a bit of practical help while you do your practical training.

Can I just pass over to Dorsa who I got the privilege to meet this morning, who’s a third-year midwifery student here at UTS, to tell your story about what drew you to midwifery and how you think this payment might help.

DORSA NEMATIAN: Thank you so much, Minister Clare. So I am a refugee from Iran who has been doing a midwifery course for the past three years. I started off with a degree in Bachelor of Medical Science, which helped made me realise that it wasn’t for me, and I was more drawn to midwifery and childbirth, which is the reason why I made the switch. Obviously, this Commonwealth Prac Payment will make the difference between surviving through the practical part of our degree to just enjoying it and being able to learn while we’re undertaking our practice.

JOURNALIST: So there has been a huge slump in the number of students on youth allowance, and experts are warning that we may not meet our tertiary education targets if low-education and regional students aren’t going to uni. Would you consider raising the rate of those payments or loosening eligibility requirements?

CLARE: We’ve already increased youth allowance as well as rental assistance. You are right that what we do need to do over the next decade and beyond is help more young people finish school and then go on to TAFE or university to get the qualifications that the jobs that are in demand now and that are going to be in even more demand in the decades ahead. There’s no part of the economy where jobs are growing faster than in nursing and in health care. That’s for sure.

Yesterday I formally announced the creation of the Australian Tertiary Education Commission in its interim reform, and it kicked off yesterday, headed up by Professor Mary O’Kane, who is the author or the lead author of the Universities Accord. And she makes the point there that we’re not going to have the workforce that we need – something like four out of five workers in the economy with a university degree or a TAFE qualification – unless we break down that barrier that stops a lot of young people, particularly from disadvantaged backgrounds, from poorer backgrounds and from the regions and the bush, from getting a crack at university in the first place and then going on and finishing their degree.

And that’s why the prac payment is part of this. It’s definitely part of it, support for people while they do their practical training, but it’s not the only thing that we’re doing. Next year, you’ll see the rollout of funding reform for the way our universities are funded. And, in particular, funding reform to help the sort of people that you mentioned in your question, people from disadvantaged backgrounds. And part of that is developing and rolling out a needs-based funding system a little like the Gonski model for schools for universities.

JOURNALIST: What do you think that slump is due to?

CLARE: We’ve seen over the course of this year and last year an increase in the total number of young people enrolling in courses at university. That’s a good sign. The number of people going to university, the number of Australians going to university, has been in decline pretty much since 2017. There was a bump during COVID. That was a bit of an anomaly where people were locked at home and enrolled in courses. But overall, we’ve seen a decline in the number of Aussies enrolling in uni degrees until last year when it jumped up, and now it’s jumping up again this year. It’s on track to be the highest number of Australians enrolling in either an undergraduate degree or a postgraduate degree on record. So that’s a good thing.

As I say, it’s not just people leaping out of school to study at university; it’s also people going back to uni to reskill, to upskill, get more skills. So that’s a good sign. But the Universities Accord is about building on that and what more we need to do it to support more people into university and into TAFE. I mentioned the funding reforms that will take place next year. Another part of it is making sure that TAFE and university work better together. We shouldn’t see them as two separate systems; we should be thinking about how they can be more joined up or integrated, how some of what you do at TAFE can be counted when you go to university and vice versa.

We were having a chat, Dorsa mentioned that she did another course before she went into midwifery. Some of that is counted towards this course. That means that the degree is shorter than it otherwise would be, and costs less. But that’s a good example of what we can do more of here.

In terms of helping people with the cost of higher education, the best example I can really point to is the cut to HECS that I’ll introduce into the Parliament in the next few weeks. The first bill that we’ll introduce into the Parliament will cut the student debt for 3 million Australians by 20 per cent. This will cut $16 billion dollars off the debt of ordinary Aussies. For the average Australian, it will cut their debt by more than five and a half grand. And that’s a big deal that will make a big difference.

JOURNALIST: Do you want to move into child care now?

CLARE: I’ll just make some comments off the top. Any Australian who heard the news from Victoria yesterday would be sickened by what they heard. And for every parent that is directly affected by this in Victoria, they would be frightened and they’d be angry. They would be bloody angry. And I know that they’re angry because one of those parents is a friend of mine, and her two little girls are directly affected by this. And I won’t tell you what she told me last night because you can’t repeat it on television. But she’s right to be mad. I’m mad. I think anyone who works in the early education system, and there’s hundreds of thousands of fantastic people who do, would be angry today as well. And my friend is mad because of all of the stress and the trauma and the crap that she and her girls are going to have to go through in the weeks ahead.

This is serious, and it requires serious action. I was informed about this by the Victorian Government a little over a week ago. It’s one of the reasons why I put this on the top of the agenda when Education Ministers met last week. Let me be clear, when Education Ministers met to discuss child safety last week, we didn’t discuss this case, but we discussed what are the next steps that we need to take as a nation to make sure that our kids are safe in early education and care.

There are things that we’ve already done. We’ve banned the use of personal mobile phones and devices in child care centres, and we did that for a reason. We’ve also changed the rules around mandatory reporting from seven days to 24 hours where there are complaints about sexual or physical abuse. I’ve got to tell you, we did that for a reason.

And there are other things that are also underway. I mentioned yesterday and again this morning the legislation that I’ll bring to the Parliament which is about making sure that if services aren’t up to scratch, that they aren’t meeting the safety and the quality standards that we expect as a country, that we have the power as a Government to cut their funding off. And that’s important, too, because there’s nothing more important than the safety of our kids in early education and care.

And there’s more to do. That’s what the meeting of Education Ministers on Friday was all about. We’ve seen the awful revelations out of the Four Corners investigation led by Adele Ferguson only a couple of months ago, and the Wheeler Report that was released last Thursday. Ministers had the opportunity at that meeting to be briefed by Chris, to be briefed by Mr Wheeler, and to go through his recommendations. But we were also briefed by Gabrielle Sinclair, who’s the head of ACECQA, about the actions she recommends we take in the light of the Four Corners investigation. And now Ministers are working together on a package of further reforms that are needed to make sure that our early education and care centres are as safe as they need to be.

JOURNALIST: Minister, on that legislation you’re planning to introduce, how serious would a breach have to be for a centre to have their funding cut? What sort of threshold are we talking about?

CLARE: All of that will be set out in the legislation that we’re working on right now. I mentioned to David on RN this morning that I’ve directed my Department to get that legislation drafted as quick as possible. It will deal with a number of things. As we announced back in March when we announced our intention to legislate in this area, it’s about that, it’s about cutting off funding to centres where there’s egregious behaviour by a centre. It’s also about stopping them from getting permission to expand and open other centres. But not just that; it’s also about stopping a provider or an employee who works in a centre who’s been found to be a bad actor from moving out of the child care sector into another part of the care economy, for example, in the NDIS. And we saw examples of that in the Four Corners investigation.

JOURNALIST: Do you think there should be a tougher background checking process for those who have a working with children check?

CLARE: I said this morning that it’s taken too long to do the work necessary to make sure that our working with children check system is up to scratch. And I’ve spoken a number of times with the Attorney-General, Michelle Rowland, the new Attorney-General, and I think I can safely speak on her behalf that she agrees and is determined to take the action necessary here to make sure that our working with children checks across the nation are up to scratch. That will be something that will be discussed by Attorneys-General when they meet next month. The Attorney-General is doing a press conference at the moment, and she’ll have more to say on that.

The only other point I would make on working with children checks is that they’re not the only thing that we need to fix or reform. They’re not a silver bullet. There are too many examples where a perpetrator is eventually caught and arrested and sentenced. They’re somebody that got a working with children check because they had no prior criminal record. And so it’s only one of the things that we need to focus on here if we’re serious about making sure that we keep our kids

JOURNALIST: You mentioned you wanted those – that legislation through as fast as possible. Can we expect to see these changes made this year?

CLARE: Yes.

JOURNALIST: Do you – the National Children’s Commissioner says the sector’s regulators need to be stronger, need more teeth to act. Has the government been slow to respond to these calls?

CLARE: You can never be fast enough here. And the honest answer is the work here will never be done. There will always be bad people that try and break through the system and the safety. And so the work here will never be done. But what the Commissioner is talking about there are one of the things that Ministers are focused on and looking at right now.

JOURNALIST: So will the Government make nationally harmonised working with children checks a priority? So those were recommended in 2015. How complicated will they be to enact, and why hasn’t it been done yet?

CLARE: Similar answer to the one I gave just a moment ago. And the Attorney-General will be able to speak to that in more detail. But this is one of the things that Attorneys are looking at when they meet next month. They’re looking at what you described as harmonisation or mutual recognition, the sharing of information across borders, but also potentially near real-time updates to working with children checks, where criminal record checks or criminal records change. There’s a big piece of work that’s going on nationally with all the states and territories here. But as you rightly point out, the work can’t happen soon enough.

JOURNALIST: Would you support the introduction of mandatory CCTV in child care centres?

CLARE: CCTV itself was the subject of a recommendation by Chris Wheeler in his report that was handed down on Thursday. And that recommendation was about installing CCTV in centres where there has been previous breaches, where there is concern by the regulator about safety and quality in those centres. The New South Wales Government has given in-principle support for that recommendation. The Victorian Government I think, will have more to say about that today. And this is one of the things that Ministers are looking at across the board as we develop nationwide reforms. That’s different, though, to the question you asked about making it mandatory. The advice from experts at the moment is targeted based on centres which have demonstrated that they’re not up to scratch.

JOURNALIST: The Victorian Greens have been calling for a royal commission into the sector. Do you – would you support that?

CLARE: We’ve had a royal commission. We’ve got the recommendations. After Australia’s worst paedophile was arrested and convicted in Queensland just over two years ago, I commissioned a review into child safety. We’ve got those recommendations as well. Now we’ve got the Wheeler Report. We’ll get more evidence and more information out of what the Victorian Government is announcing today. We know what we need to do. It’s how we do it and how we pull all of that together and get the whole country acting as one.

Okay, thanks very much, everybody.
 

Community urged not to touch bats after rare case of Australian bat lyssavirus

Source: Australian Green Party

​NSW Health is reminding the community to avoid touching or handling bats, following the first confirmed case of Australian bat lyssavirus in NSW.
The man in his 50s from Northern NSW is in a critical condition in hospital. 
Keira Glasgow, a Director in Health Protection at NSW Health said lyssavirus is transmitted from infected bats to humans when virus in bat saliva enters the body through a bat bite or scratch. 
“This is a very tragic situation. The man had been bitten by a bat several months ago and received treatment following the injury. Further investigation is underway to understand whether other exposures or factors played a role in his illness,” Ms Glasgow said.
“We know 118 people required medical assessment after being bitten or scratched by bats in 2024, but this is the first confirmed case of the virus in NSW, and the fourth case in Australia.
“It is incredibly rare for the virus to transmit to humans, but once symptoms of lyssavirus start in people who are scratched or bitten by an infected bat, sadly there is no effective treatment.”
Ms Glasgow urged people to assume that any bat in Australia could carry lyssavirus, and said this is why only trained, protected and vaccinated wildlife handlers should interact with bats.
“If you are bitten or scratched by a bat, urgent medical assessment is crucial. You will need to wash the wound thoroughly for 15 minutes right away with soap and water and apply an antiseptic with anti-virus action, such as betadine, and allow it to dry. You will then require treatment with rabies immunoglobulin and rabies vaccine.”
Australian bat lyssavirus is a close relative to the rabies virus. The virus has been found in species of flying foxes, fruit bats and insect-eating ​microbats.
The best way to protect yourself from infection is to not touch bats. If you see a bat in distress, injured or trapped on the ground, do not try to rescue it. Instead, contact trained experts WIRES on 1300 094 737 or your local wildlife rescue group. 
For more information about lyssavirus refer to the Rabies and Australian bat lyssavirus infection fact sheet.
For more information on protecting yourself around wildlife, visit: https://www.health.nsw.gov.au/Infectious/factsheets/Pages/be-careful-around-wildlife.aspx

A look at Belconnen school upgrades

Source: Northern Territory Police and Fire Services

Hawker Primary School’s newly built ramp winds through the school’s garden.

In brief:

  • There is a lot of work happening at public schools in Belconnen.
  • This includes building a brand-new school, school upgrades and an oval refresh project.
  • This story gives an overview of this work.

There’s a lot happening at public schools in the Belconnen region.

From facilities upgrades to a brand-new school, we look at some of the work that’s:

  • been recently completed
  • currently taking place
  • planned.

This work will ensure every child has access to great, accessible, sustainable facilities and infrastructure that support high-quality education in the ACT.

Progress on Strathnairn School

Construction is well underway on what will be the ACT’s 93rd public school.

The new Strathnairn School will be co-located with an early childhood education and care (ECEC) service.

It will cater for:

  • 780 students from preschool to year 6
  • 130 ECEC places.

The school’s foundation principal, Nicole Nicholson, and other executive staff have been announced.

When will the school open?

Strathnairn School will open in stages.

  • It will open for students in preschool to year 2 at the start of 2026.
  • It is expected students from all year levels will be able to attend in 2027.

This will offer families in the Ginninderry region high-quality public education close to home.

Who can enrol?

The planned School Priority Enrolment Area (PEA) for the new school includes:

  • Strathnairn
  • Macnamara
  • Ginninderry Stage 3
  • a portion of new development in Holt, west of the golf course bounded by Fullston Way and Lionel Rose Street.

Enrol your child at Strathnairn School

Find out more about the school on the Built for CBR website

The Strathnairn School site in May 2025

Have your say on a refreshed Fraser oval

The dryland oval beside Fraser Primary school is getting a refresh. This will make it more useful for students as a learning and play space.

The community can use it too. Outside school hours, sporting groups and locals can head there for exercise, sports and recreation.

Canberrans are now invited to share ideas on how best to refresh this popular space. Children and young people are encouraged to get involved.

How to share your views

Visit the YourSay Conversations website to take a survey and/or mark your ideas on an online map.

You can do this until Wednesday, 13 August.

The ACT Government has sought early ideas from staff and students at Fraser Primary School. Traditional Owners have also shared feedback on what is important to them in this new space.

Your feedback will help shape a concept design for the refreshed oval. This will be shared through the YourSay platform.

You will then have further opportunity to give feedback before the designs are finalised.

Have your say now via the YourSay Conversations website.

Fraser oval will be refreshed for both student and community use.

Hawker Primary School upgrades

Hawker Primary School students and staff are benefitting from recent upgrades.

The school has welcomed new accessible car parking bays. There is also now a ramp leading to its entrance.

The front office has had a makeover with:

  • a new two-door entrance
  • new furniture
  • LED lighting
  • upgrades to the sick bay and nearby toilet.

The school now has a new printer facility room. Upgrades to the boardroom and principal’s office are also complete.

This work has been completed as part of the ACT Government’s Asset Renewal Program.

The Hawker Primary School front office has had a makeover.

Upgrades ahead for Melba Copland Secondary School

The 2025–26 ACT Budget includes support for the master planning, design and construction of priority upgrades at Melba Copland Secondary School.

These will include an upgrade to the foyer at the College campus, and a plan for future works.

Read more like this:

Top honours for CFA led research team

Source:

A CFA research scientist and her team have won top honors at the inaugural Natural Hazards Research awards for their work in predictive fire mapping.

The research award was presented to Dr Chloe Begg (CFA) and her team which is made up of personnel from three Australian universities and representatives from emergency management organisations from across the nation. 

The project, funded by Natural Hazards Research Australia, is being led by CFA and the Victorian Department of Education and explores how predictive fire spread maps can assist the public in making decisions in emergency situations like bushfires.  

The project was born after the 2019/2020 bushfire season when NSW and the ACT released “Red Maps” to the public but due to the number and scale of fires, there was a need identified to show the current and potential impact of them.  

Dr Begg said fire spread predictions had already been used in Victoria, NSW, and the ACT but there is interest from other jurisdictions to use them in the future.  

“The project provides an opportunity to use research and collaboration between fire agencies to ensure that the future use of these products is well considered and evidence-based,” she said.  

Dr Chloe Begg said the team has conducted multiple studies with community members across Australia to understand what information Australian’s are looking for when using maps during an emergency.  

“Predictive fire spread maps are different to existing warnings, such as those on platforms like VicEmergency,” she said.  

“We are exploring how fire spread predictions can exist within the current warnings landscape to provide even more information on what is likely to happen to give people more time and context to make decisions about their safety.” 

The research is already being used to inform fire agency practice.  

“At the end of last year, Emergency Management Victoria asked us to provide guidance based on the research to support the creation of predictive fire spread maps,” Dr Begg said. 

“This guidance was used to support the creation of maps that were published ahead of severe weather conditions forecasted for Boxing Day. ”  

The next phase of community research focuses on testing a range of different designs to understand how best to present the maps with information that community members are looking for.  

The team will continue to work together to ensure the research findings are useful and usable for all Australian fire agencies. The project is due to be completed by the end of 2026. 

  • An example of the mapping developed
  • An example of the mapping developed
Submitted by CFA Media

Ready, steady, tax time!

Source: New places to play in Gungahlin

We know running a small business is serious business and we want to make it as easy as possible for you to get your tax right, the first time. There are a few things you can do to prepare for the end of the financial year, whether you’re lodging yourself or using a tax professional.

Get set up

Online services for business is your central hub for managing tax and super online. To set up your access, you’ll need to:

  • download and set up your myID, the Australian Government’s Digital ID app
  • link your myID to your ABN in Relationship Authorisation Manager (RAM).

Tip: if you’re a sole trader, you can use ATO online services through myGov to engage with us. For more secure and flexible access, we recommend signing in with myID.

Declare everything

Make sure you declare all your business income – even non-monetary payments like goods or services you’ve received in exchange for your work. It all counts.

Understand losses

Business losses and non-commercial losses aren’t the same thing. Knowing the difference can impact how you report and carry forward losses, so it’s worth getting your head around it to get your tax right.

Keep track of private use

If you’ve used business money for personal expenses, keep clear records. It’s important to separate business activities and expenses from personal ones to avoid headaches later.

Nominate your tax agent

Using a tax agent? Make sure you nominate them in Online services for business. They won’t be able to access your information or act on your behalf until you’ve authorised them.

Deductions: remember the 3 golden rules

  1. The expense must have been for your business, and not for private use.
  2. If the expense is for a mix of business and private use, you can only claim the portion that is used for your business.
  3. You must have records or receipts to prove it.

Cash vs accruals: know your method

The income you receive from running your small business will be assessable for tax purposes. How you account for income affects what you report:

  • Cash basis: Report income when you receive the payment – even if the work was done earlier.
  • Accruals basis: Report income when you earn it – even if you haven’t been paid yet.

Don’t miss out on deductions and concessions

Now is a great time to check if you’re eligible for any deductions or concessions when lodging your income tax return. You might be able to take advantage of:

These can make a real difference to your bottom line – so it’s worth checking what applies to your business.

We have a range of resources, tools and services available to help you get it right this tax time, including the 2025 Tax Time toolkit for small business.

Keep up to date

We’ve set up tailored communication channels for small businesses. They will keep you updated on important information and changes.

Read more articles in our Small business newsroom.

Subscribe to our free to our monthly Small business email newsletterExternal Link.

Get email notifications about new and updated information on our website. You can choose to receive updates that matter to you. Select the ‘Business and organisations’ category. This way, your subscription will get notifications for more Small business newsroom articles like this one.

Family plea for cold case closure

Source: New South Wales – News

Following decades of heartache, the family of Melissa Trussell (Brown) have joined police in a renewed call for information regarding the historic disappearance of the 15-year-old, and unsolved murder of her mother, Rosemary.

Rosemary Brown, 33, along with her daughter Melissa, were last seen leaving their Blair Athol home at about 2.30am on Saturday 13 May, 2000.

Today marks exactly 25 years since Rosemary’s body was discovered in the mangroves at Garden Island on 2 July 2000. Melissa’s remains have never been found.

Detective Superintendent Darren Fielke, Officer in Charge of Major Crime Investigation Branch urged anyone with information, no matter how insignificant it may seem, to come forward.

“This is a particularly disturbing case. A mother was murdered and her body disposed of.  We believe Melissa was also murdered,” he said.

“It’s tragic for the family of Rosemary and Melissa to experience this long passage of time with no answers about what happened to their loved ones.

“I have no doubt that numerous people either know what happened to Rosemary and Melissa or have information that will assist the investigation into their suspected murder.

“We appeal to them to contact police and provide that information.”

South Australia Police (SAPOL) investigators have today released additional childhood photos of Melissa as part of a renewed public plea for information.

Recently visiting their last believed location – Stirling Street, Northfield – Melissa’s father Barry and half-sister Kayla reminisced on childhood memories regarding Melissa, while expressing their desire for closure.

Describing Melissa as her “best friend”, Kayla hoped to one day give her the farewell she deserves.

“We need to know where she is and what happened to her,” she pleaded.

“We want to see the person or people who have caused our pain brought to justice.”

Barry echoed Kayla’s appeal for answers 25 years on.

“My message to the people responsible, because I don’t believe it to be just one person: it’s better to come forward now with information,” he said.

“A parent shouldn’t outlive their child… and for a long time (Melissa’s disappearance) has messed me up.

“I’m hoping some fresh information will finally come to light to help police solve the case.”

Anyone with information is asked to contact Crime Stoppers on 1800 333 000 or online at www.crimestopperssa.com.au – you can remain anonymous.

Rewards up to $1,000,000 will be paid by the Government of South Australia, at the discretion of the Commissioner of Police, to anyone who provides information and assistance that leads to the conviction of the person or persons responsible for the suspected murder of Melissa Trussell (Brown) (and/or leading to the location and recovery of the victim’s remains).

Rewards up to $200,000 will be paid by the Government of South Australia, at the discretion of the Commissioner of Police, to anyone who provides information and assistance that leads to the conviction of the person or persons responsible for the suspected murder of Rosemary Brown.

Edited footage

Raw media footage