Changes to reserve allocations

Source: New places to play in Gungahlin

What are the changes?

From 7 December 2024, the Treasury Laws Amendment (Legacy Retirement Product Commutations and Reserves) Regulations 2024External Link (the Regulation) changes the way allocations from reserves count towards an individual’s contribution caps.

Before 7 December 2024, certain reserve allocations by a complying superannuation plan for an individual counted towards the individual’s concessional contributions cap. This could result in excess concessional contributions for the individual.

From 7 December 2024, the Regulation:

  • counts those allocations towards the individual’s non-concessional contributions cap instead of their concessional contributions cap
  • updates the drafting used to describe those allocations, and
  • excludes from the non-concessional contributions cap an additional class of reserve allocation (from a pension reserve), making allocations of that class effectively ‘uncapped’.

These changes are not limited to reserves associated with legacy pension products (although the changes may be applicable to such reserves).

See Other concessional and other non-concessional contributions for more information on when reserve allocations by Australian Prudential Regulation Authority (APRA) funds will need to be reported.

Reserve allocations before 7 December 2024

Before 7 December 2024, 2 classes of reserve allocation counted towards the concessional contributions cap:

  1. A particular allocation of an assessable contribution.
  2. Any other allocation (‘a capped allocation’) that did not fall within various specified exclusions.

In other words, for allocations other than assessable contributions (the first class mentioned above), a ‘catch-all’ mechanism counted towards the concessional contributions cap all allocations that did not fall within the specified exclusions (the second class mentioned above).

The exclusions (‘excluded allocations’) did not count towards the concessional contributions cap, with the result that they could be made without contribution cap taxation consequences for the member.

Capped allocations before 7 December 2024

An allocation was a capped allocation unless it was an excluded allocation. The excluded allocations were:

  • a certain type of rollover superannuation benefit
  • an amount of applicable fund earnings transferred from a foreign super fund included in the assessable income of the plan
  • a refund of excess capped fees and costs charged to a member
  • a ‘fair and reasonable allocation’, which could be made from any kind of reserve (subject to fund rules and regulatory requirements), being an allocation
    • made to each member of the fund, or each member of a class of member
    • for which the amount allocated was less than 5% of the value of the member’s interest at the time of allocation, and
    • that would not have been assessable income of the fund if it were made as a contribution
  • the following types of pension reserve allocation
    • an allocation to satisfy a pension liability
    • an allocation on the commutation of an income stream, except as a result of the death of the primary beneficiary, to the recipient to commence another income stream as soon as practicable
    • certain allocations on the commutation of an income stream as a result of the death of the beneficiary.

Reserve allocations from 7 December 2024

From 7 December 2024, the Regulation counts capped allocations towards the non-concessional contributions cap instead of the concessional contributions cap. The mechanism for counting allocations has not changed: a reserve allocation counts towards the non-concessional contributions cap it if does not fall within specified exclusions.

Each class of exclusion specified for the concessional contributions cap before 7 December 2024 has been specified for the non-concessional contributions cap from that date. This means types of allocations that fell within those exclusions before 7 December 2024 continue to be uncapped if made from that date. The Regulation makes no change to the treatment of allocations of certain assessable contributions, which continue to count towards the concessional contributions cap.

The drafting of the ‘fair and reasonable’ and ‘pension reserve’ exclusions in the Regulation has been updated. As a result, the exclusions do not mirror those specified for the concessional contributions cap word-for-word. One class of excluded allocation – ‘pension reserve allocation except as a result of death – after commutation to commence another income stream’ – is not explicitly specified as an exclusion for the purposes of the non-concessional contributions cap, because it falls within a new pension reserve exclusion discussed below (‘excluded cessation allocation’).

The table below lists these exclusions for the concessional contributions cap and their non-concessional contributions cap equivalents (legislative references are to the Income Tax Assessment (1997 Act) Regulations 2021 (ITAR (1997 Act) 2021).

Table: Excluded allocations before and from 7 December 2024

Class of excluded allocation

Exclusion from counting towards concessional contributions cap – before 7 December 2024 (repealed)

Exclusion from counting towards the non-concessional contributions cap – from 7 December 2024

Fair and reasonable allocation

Former subsection 291‑25.01(4)

Subsection 292-90.02(2)

Pension reserve allocation – to satisfy pension liability

Former paragraph 291‑25.01(5)(a)

Subsection 292-90.02(3)

Pension reserve allocation except as a result of death – after commutation to commence another income stream

Former paragraph 291‑25.01(5)(b)

Subsection 292-90.02(4)

Pension reserve allocation after death – to discharge pension reserve liabilities as a result of death

Former subparagraph 291‑25.01(5)(c)(i)

Subsection 292-90.02(5)

Pension reserve allocation after death – paid as lump-sum and death benefit

Former subparagraph 291‑25.01(5)(c)(ii)

Subsection 292-90.02(6)

Counting allocations towards the non-concessional contributions cap instead of the concessional contributions cap will affect the amount that can be allocated to some individuals without incurring contribution cap taxation consequences.

For example, some individuals have a nil non-concessional contributions cap. If a reserve allocation counts towards the individual’s non-concessional contributions cap in those circumstances, the amount of the allocation will exceed their non-concessional contributions cap.

Example: remediation payment allocations

A superannuation fund maintains an operational risk reserve, the purpose of which includes the remediation of amounts wrongly charged to member accounts.

As part of one such remediation exercise, amounts are allocated to a class of members in the fund on 1 January 2025 in a manner that does not satisfy:

  • the ‘fair and reasonable’ allocation exclusion, or
  • any other exclusion from the non-concessional contributions cap.

As the allocations were made for those members on or after 7 December 2024, they count towards the amount of the members’ non-concessional contributions for the 2024–25 financial year.

End of example

New class of excluded allocation from 7 December 2024

From 7 December 2024, the Regulation also excludes another broad class of pension reserve allocation for an individual. An allocation (an ‘excluded cessation allocation’) from a reserve of a complying superannuation plan for an individual is excluded if:

  • the reserve is a pension reserve of the plan
  • the reserve is used to discharge all or part of a liability of the plan to pay a superannuation income stream benefit from a superannuation income stream of which the individual is the recipient
  • the superannuation income stream is commuted or ceases
  • the commutation or cessation is not a result of the death of the primary beneficiary
  • the amount is allocated from the reserve for the individual as a result of the individual having been (before the commutation or cessation) the recipient of the superannuation income stream, and
  • where the reserve relates to more than one superannuation income stream, the allocation is fair and reasonable having regard to
    • for each superannuation income stream that has not been commuted or ceased – the value of the interest that supports the superannuation income stream, and
    • for each superannuation income stream that has been commuted or ceased – the value of the interest, that supported the superannuation income stream, immediately before the superannuation income stream was commuted or ceased.

Definition of pension reserve

From 7 December 2024, the Regulation provides that a reserve is a pension reserve of a complying superannuation plan at a particular time if the reserve is used at that time solely for the purpose (the ‘pension liability purpose’) of enabling the plan to discharge all or part of its pension liabilities (contingent or not) as soon as they become due. This definition is relevant not only for excluded cessation allocations, but also for the other excluded allocations (other than fair and reasonable allocations).

In addition:

  • under the Regulation, certain allocations made as a result of commutation or cessation of a superannuation income stream are deemed to be a use of a reserve for a pension liability purpose, and
  • under transitional rules provided by the Regulation, certain allocations are disregarded in working out, for the purposes of excluded cessation allocations, whether a reserve is a pension reserve at a time occurring after commencement.

The new definition of pension reserve and the 2 additions above are only relevant for determining excluded allocations from 7 December 2024. They do not apply when determining whether a reserve is a ‘pension reserve’ for the purposes of determining whether allocations are excluded from counting toward the concessional contributions cap before that date.

Allocations deemed to be for a pension liability purpose

From 7 December 2024, the Regulation provides, for the avoidance of doubt, that certain allocations (‘a deemed pension purpose allocation’) to a superannuation income stream recipient after the commutation or cessation of that income stream are taken to be made for the pension liability purpose: see subsection 292-90.02(8) of the ITAR (1997 Act) 2021. This ensures a reserve does not cease to be a pension reserve as a result of such allocations, including in at least the 2 following situations:

  • The active reserve situation – where the reserve is, apart from the deemed pension purpose allocation, a pension reserve because it is used solely for the purpose of discharging pension liabilities relating to one or more other income streams. The deemed pension purpose ensures the reserve continues to be a pension reserve after a deemed pension purpose allocation when continuing to discharge pension liabilities. Otherwise, the deemed pension purpose allocation and subsequent allocations to discharge pension liabilities would count towards the non-concessional contributions cap.
  • The dormant reserve situation – where the reserve is, apart from the deemed pension purpose allocation
    • not being used for the purpose of discharging pension liabilities (because all income streams the reserve previously supported have been commuted or ceased), and
    • used for no other purpose.

In the dormant reserve situation, the deemed pension purpose allocation does not prevent the reserve from ceasing to be a pension reserve for the purpose of making further cessation allocations.

There is no requirement that a deemed pension purpose allocation must be made within a specific period after the relevant commutation or cessation. If all other requirements for the allocation to be excluded are otherwise met, the allocations can be made long after the commutation or cessation.

Example: dormant reserve

A reserve established and used to support a single superannuation income stream:

  • commenced on 1 July 2005, and
  • ceased on 1 July 2020.

Between the cessation of the income stream and 6 December 2024, the reserve was not used for any purpose. After 7 December 2024, the trustee allocates the remainder of the reserve to the recipient of the former income stream in circumstances that satisfy all other requirements to be an excluded cessation allocation.

The allocation itself is deemed to be for a pension liability purpose. As a result, the reserve is a pension reserve at the time of the allocation.

End of example

Disregarded allocations

The Regulation also contains a transitional provision. That provision disregards certain allocations made before 7 December 2024 in working out whether a reserve of a complying superannuation plan is a pension reserve for the purposes of making excluded cessation allocations.

If one or more allocations before that date are the sole reason the reserve doesn’t otherwise meet the pension reserve definition for that purpose, disregarding the allocations ensures the definition is met.

An allocation from the reserve is disregarded if:

  • the reserve was used for the purpose of enabling the plan to discharge all or part of a liability of the plan to pay a superannuation income stream benefit from a superannuation income stream
  • the superannuation income stream was commuted or otherwise ceased
  • the allocation was made after the commutation or cessation, and
  • immediately before the commutation or cessation, the reserve was a pension reserve.

In the case where the reserve only ever supported one income stream, if the above criteria are met, allocations after the income stream commuted or otherwise ceased and before 7 December 2024 are disregarded.

In the case where the reserve was used to support more than one superannuation income stream, allocations made after the above requirements are met for the first time in relation to any of those income streams and before 7 December 2024 are disregarded. In effect, this could result in all allocations from the reserve occurring after that commutation or cessation being disregarded, even while the other income streams were still being supported by the reserve.

Example: fair and reasonable allocations disregarded

A reserve was established and used to support 2 lifetime pensions: income stream A and income stream B. Both commenced on 1 July 2005. Income stream A ceased on 1 July 2015, and income stream B ceased on 1 July 2020. The reserve met the definition of a pension reserve immediately before 1 July 2015. Between 1 July 2020 and 6 December 2024, fair and reasonable allocations were made to all members, but the reserve was otherwise used for no other purpose during that time.

After 7 December 2024, the trustee allocates a part of the reserve to the recipient of former income stream A in circumstances that satisfy all requirements for that allocation to be an excluded cessation allocation. In particular, the fair and reasonable allocations do not prevent the reserve from satisfying the requirement that it be a pension reserve because the transitional provision disregards all allocations between 1 July 2015 and 6 December 2024.

The cessation allocation itself is also deemed to be for a pension liability purpose. As a result, the reserve does not cease to be a pension reserve for the purposes of the Regulation because of the allocation, which may be relevant if a subsequent excluded cessation allocation is made to the recipient of former income stream B.

End of example

TBAR for June quarter due 28 July

Source: New places to play in Gungahlin

All self-managed super funds (SMSFs) must report relevant transfer balance account (TBA) events using transfer balance account report (TBAR). All events must be reported regardless of the member’s total superannuation balance.

TBAR’s for the June quarter are due by 28 July. If no TBA event occurred during the quarter, no lodgment is required.

You should refer to event-based reporting for SMSFs and TBAR instructions when preparing your TBAR.

If your SMSF does not lodge a TBAR by the due date, it may result in compliance action and penalties and could also negatively impact the member’s transfer balance account.

The easiest way to lodge is through Online services for business. Your tax agent can also lodge on your behalf.

Looking for the latest news for SMSFs? You can stay up to date by visiting our SMSF newsroom and subscribingExternal Link to our monthly SMSF newsletter.

Trustee declaration – get it right

Source: New places to play in Gungahlin

The trustee declaration is an important document for all self-managed super funds (SMSFs). Trustees and directors of corporate trustees must complete a separate trustee declaration within 21 days of starting their role as a trustee (or director of a corporate trustee) to declare they understand their obligations and responsibilities.

As a trustee you must keep your completed trustee declaration while you remain a trustee or for 10 years (whichever period is longer).

Before signing, you should ensure you understand your responsibilities as outlined in the declaration – we strongly recommend you undertake our free trustee education courses.

It is your responsibility to make sure the fund is ran for the sole purpose of managing superannuation for its members, including:

  • protecting super assets in the fund
  • making decisions in the interest of members
  • making sure all actions taken are allowed under super laws
  • implementing and regularly reviewing your SMSF’s investment strategy.

There are investment restrictions you also need to be aware of when running an SMSF.

Additionally, there are a range of administrative responsibilities when running an SMSF including:

  • keeping records for required timeframes
  • appointing an SMSF auditor each year
  • lodging the SMSF annual return by the due date
  • notifying the ATO of changes to the SMSF.

Take a look at our short videoExternal Link for a quick overview of the trustee declaration.

Looking for the latest news for SMSFs? – You can stay up to date by visiting our SMSF newsroom and subscribingExternal Link to our monthly SMSF newsletter.

Moo-ving rescue of Bayles cow stuck in mud

Source:

Dora resting after her rescue

CFA firefighters rescued a curious cow after she wandered out of her paddock into a nearby dry dam, where she became stuck in the mud.

CFA brigades from Bayles, Macclesfield, and Lang Lang responded to the incident yesterday (16 June) around 5.40pm on a property in Bayles.

Bayles Fire Brigade was first on the scene and called in support from Macclesfield, which has the skills and equipment to conduct a large animal rescue.

In safe hands, crews set up Dora for a safe removal with a local vet, who oversaw the rescue and helped sedate the cow to keep her comfortable and relaxed.

Lindsay Knowles, 3rd Lieutenant from Bayles brigade, commented on the unique nature of the rescue.

“It is always terrible to see an animal in distress, but it certainly wasn’t a run-of-the-mill incident for Bayles,” Lindsay said.

“Volunteers from Bayles did a fantastic job setting up the scene and supporting Macclesfield in pulling the cow out.”

Macclesfield Captain Sharon Merritt from the large animal rescue unit said Dora was quite a large cow, which made the rescue challenging in low light.

“We were grateful to have Lang Lang Fire Brigade on the scene for lighting and the support of local crews,” said Sharon.

“With the drought conditions, property owners need to be wary of dry dams following the rain. It creates muddy pools where animals can easily mistake them for solid ground.”

The rescue took around an hour, with the owners waiting for their beloved Dora to reach solid ground, offering her bread and a safe place to rest and recover. Hopefully Dora’s “exploring” days are over for now.

Submitted by Courtney Walker

Community voices help shape adopted Council Plan 2025-2029

Source: New South Wales Ministerial News

The newly adopted Council Plan Mir wimbul 2025–2029 outlines how Council will guide Greater Bendigo’s growth and wellbeing over the next four years, with strong community voices at the heart of its development.

The Council Plan is a comprehensive blueprint for improving and developing Greater Bendigo over the next four years and includes the Municipal Public Health and Wellbeing Plan. It guides all the detailed plans and activities in Greater Bendigo.

For the first time, the Budget and the new Council Plan have been developed at the same time ensuring alignment between the goals of the Council and the sustainable financial planning and actions for the Budget 2025/2026 and the next three Budgets.

The Council Plan also informs the Financial Plan 2025-2035, the Revenue & Rating Plan 2025-2029, and the Annual Budget. These documents were all adopted at last night’s Council meeting.

Mayor Cr Andrea Metcalf said she was proud to present the new Council Plan.

“A fantastic collective effort from the community has gone into developing the Council Plan Mir wimbul 2025-2029. I’d like to take this opportunity to thank the many hundreds of people from our diverse community who have given their time to be part of developing this plan. We thank all the partner organisations that have helped create this plan. We gratefully acknowledge the support of both DJAARA and Taungurung Land and Waters Council as representatives of the Traditional Owners of the lands that Greater Bendigo is on,” Cr Metcalf said.

“People shared their top priorities on what they value most about living in Greater Bendigo, its challenges and how best to shape its future and this has been reflected in the newly adopted Council Plan.

“To ensure that we put words into action, the specific work that the City will do to deliver this Council Plan is contained in an action plan released annually as part of the Budget. This ensures we have the resources to deliver on our commitments.

“The Council Plan focuses on efficient and sustainable operations that get the basics right. By incorporating the Municipal Public Health and Wellbeing Plan, we are also focused on creating a welcoming community and healthy environment that supports our people to thrive. The health plan shows how we will work with our health partners to improve wellbeing in Greater Bendigo.

“The four-year Council Plan has been developed following extensive consultation with the Greater Bendigo community, City partners, local stakeholder groups, and Greater Bendigo Councillors that began in late 2024. Public consultation included two community-wide surveys, a series of focus groups, meetings with community representative groups, information from the City of Greater Bendigo’s online engagement platform Let’s Talk, and customer requests.

“In March 2025, the City hosted a community deliberative panel. Two hundred people registered their interest to take part and 42 people were randomly selected to represent the diversity of the municipality. They included people from over 20 local areas and many different ages, genders and backgrounds. The panel members participated in sessions over three days. Collectively they produced community guidance for Councillors to use when making decisions on behalf of the whole community. They also refreshed the current Community Vision for Greater Bendigo.”

The Council Plan is structured around four themes, linked to 12 goals and 34 priorities.

The themes are:

  • Responsible – Running an effective, fair, and efficient organisation
  • Healthy – Protecting and improving our physical, mental, and environmental health
  • Thriving – Managing our growth, including businesses, housing, heritage, and creativity
  • Welcoming – Celebrating and including everyone in our community

“I am proud this plan reflects a wide range of community voices and outlines how we’ll meet future challenges. It’s about getting the basics right while building a healthy, inclusive, and thriving Greater Bendigo,” Cr Metcalf said.

Adopted Budget 2025/2026: Mayor and Chief Executive Officer message

Source: New South Wales Ministerial News

The City of Greater Bendigo is delighted to present the 2025/2026 Budget, reflecting projects and initiatives that respond to our community’s priorities. 

Thank you to everyone who participated in the community engagement process to inform this Budget and the new Council Plan Mir wimbul 2025-2029. 

For the first time, the City has prepared the Budget and a new Council Plan at the same time, which ensures alignment between the goals of the Council Plan and the projects and initiatives funded in the Budget. 

In November 2024, 180 people contributed to a community survey via the City’s Let’s Talk Greater Bendigo community engagement platform, which identified roads (including active and public transport infrastructure), waste, parks and trails as the top priorities. 

As such, these priorities are reflected in the kinds of projects and initiatives funded in this Budget and also the goals and actions in the new Council Plan. Community engagement can also take other forms throughout the year, including various engagement sessions Councillors have held in the community, ongoing discussions community groups have with City staff, and direct advocacy from community groups via presentations to Council. 

A range of large-scale infrastructure projects lead the City’s investment on behalf of the community. 

Construction will start on the $45M stage one Bendigo Art Gallery redevelopment – a transformational project designed to cement the Gallery’s reputation as a cultural and economic success for Greater Bendigo and the state of Victoria. This will be the largest infrastructure project ever undertaken by the City and Council’s investment of $9M has helped secure more than $34M in external funding to date, including $21M from the State Government, $4M from the Gallery Board and more than $9M in philanthropic funding. 

The City will project manage the State Government’s investment in redeveloped Bendigo Bowls and Croquet Clubs facilities, which will provide the bowls club with two synthetic greens and two grass greens, two widened croquet greens and an upgraded clubhouse. 

A mix of funding from the Federal Government ($500,000) and the City ($1.85M) will deliver the Golden Square Recreation Reserve Pavilion upgrade and renewal, including improved player amenities for football, netball and cricket user groups, and spectators. And all three levels of government have invested $3.2M ($1.2M from the City) in stage 1 pavilion works at North Bendigo Recreation Reserve.

It will be easier to travel through the city centre by bike and on foot with the innovative 4.4km Low Line Walking and Cycling Trail to take shape within the Bendigo Creek, between Golden Square and White Hills, and the shared cycle path along Mundy Street, from McCrae Street out to Back Creek. 

Recent Federal election commitments relating to the Kangaroo Flat Skate Park, stage 2 of the North Bendigo Recreation Reserve redevelopment (pavilion construction) and new female-friendly facilities at Truscott Reserve will be delivered over coming financial years. 

The $4.3M Heathcote Civic Precinct will also get underway, delivering a much-needed contemporary community hub and customer service centre for City services.

Accessibility is important in this Budget, with The Capital theatre to receive an upgrade to make the stage accessible to all performers, including purchase of a Mobilift, and installation of a heating and cooling system for the Bendigo Town Hall to make it a more inviting and usable community space.

Following the floods of 2024, $4.3M will fund drainage, stormwater and flood mitigation improvement works.

Council adopts Budget 2025/2026 to invest in community priorities across Greater Bendigo

Source: New South Wales Ministerial News

Council last night adopted the Budget 2025/2026 marking a bold step forward with substantial investment in everyday infrastructure and transformative projects, including the redevelopment of Bendigo Art Gallery.

For the first time, the Budget and the newly adopted Council Plan Mir wimbul 2025-2029 have been developed and planned together to ensure a strong alignment between strategic goals and the resources required to achieve them.

These milestone documents have been shaped through extensive community engagement that began back in late 2024.

The Budget 2025/2026 has an annual action plan to ensure efficient and sustainable delivery of services.

Mayor Cr Andrea Metcalf said investing in long term projects supported Greater Bendigo’s growth.

“We have some very exciting projects ahead that are vital for the region’s future economic success,” Cr Metcalf said.

“The $45M redevelopment of the Bendigo Art Gallery will reshape the region’s future.

As the largest infrastructure project ever undertaken by Council, it will elevate the Gallery’s status as a cultural and economic asset for both our region and the state of Victoria. Council’s $9M investment has helped secure more than $34M in external funding, including $21M from the State Government, $4M from the Gallery Board and more than $9M in philanthropic donations – an amazing achievement.

“Funding partners are critical to major project delivery across Bendigo, including the State Government fully funding the redevelopment of the Bendigo Bowls and Croquet Clubs, and investing in the Bendigo Low Line Walking and Cycling Trail between Golden Square and White Hills.

“All three levels of government have invested in the North Bendigo Recreation Reserve stage 1 pavilion works, and the Federal Government and the City are also upgrading the Golden Square Recreation Reserve Pavilion and jointly investing in the new Heathcote Civic Precinct. 

“The Budget will invest in important infrastructure used daily in the community. There are around 230 road renewals, 12 new footpaths, 14 footpath renewals, new roundabouts, tram track upgrades, bridge renewals, Waratah Road and Midland Highway intersection signalisation, playspace renewals and much more.

“Developing the Council Plan and Budget at the same time has ensured that our strategic goals are directly supported by the projects and initiatives we’re funding.

“Top priorities identified through community engagement are roads, (including public and active transport), waste management, and parks and trails. The recurring themes were for Greater Bendigo to be responsible, healthy, thriving and welcoming.

“The Budget 2025/2026 has been developed to be fiscally responsible while managing community expectations. This is a balanced approach that reflects our commitment to deliver around 60 essential community services, progress multi-year capital works, and maintain essential infrastructure used daily in the community.

“There are limited funds available and this Budget seeks to address these concerns by continuing to fund existing services wisely and prioritise works and services in a responsible manner.”

The Budget has been developed in line with the State Government’s rate cap of 3 per cent. As with previous years, Council has not applied for a variation to the rate cap as it seeks to absorb increasing costs for supplies, goods and services.

There will be no increase to waste charges for ratepayers in the new financial year.

The Budget 2025/2026 is valued at $259M, with an operating budget of $189M funding services like waste collection, street cleaning, environmental health, statutory planning, road maintenance, flood restoration works, early learning, immunisation, tourism and visitor services, and much more, and a capital works budget of $70M for new infrastructure projects across the community.

Revelatory documentary Emily: I Am Kam explores the incredible work of trailblazing Aboriginal artist Emily Kam Kngwarray

Source: NSW Government puts trust in NAB to transform banking and payments

12 06 2025 – Media release

Emily: I Am Kam. Photo Toly Sawenko. 
A powerful new documentary, Emily: I Am Kam, revealing the work of Australia’s most significant artist, Emily Kam Kngwarray, premieres on National Indigenous Television (NITV) and SBS On Demand on Wednesday 9 July at 8:30pm, with an encore on SBS on Saturday 12 July at 8:30pm.
Directed by Danielle MacLean, the film delves into Emily Kam Kngwarray’s transformative impact on the international contemporary art world and her enduring legacy. Emily: I Am Kam is a detailed portrait that offers an intimate and profound exploration of Kngwarray, a trailblazing Anmatyerr artist from the Northern Territory. Kngwarray is celebrated as one of Australia’s most significant and prolific artists. Her work is deeply rooted in her connection to Country, culture, and community, Emily: I Am Kam follows the preparations of the National Gallery of Australia’s major 2023 Kngwarray retrospective. It provides a rare opportunity to witness her journey and the profound influence of her art and explores the power of Emily’s work to protect her Country, Alhalker.
The film has received principal production funding from Screen Australia’s First Nations Department, and features rare archival recordings, audio, and visuals from the mid-1970s onwards, many of which have never been seen or heard before. These materials allow Kngwarray to speak in her own words, offering viewers an authentic and personal insight into her life and artistic process.
Interviews with Emily’s descendants as they revive the awely (women’s ceremony) and collaborate on a major retrospective exhibition, reaffirms her connection to Country and community and helps audiences gain an understanding of who she was and why she painted. It also reveals her legacy is much more than the 3,000 or so paintings she left behind.
Emily: I Am Kam is produced by Anna Grieve and Danielle MacLean of Tamarind Tree Pictures, and written and directed by Danielle MacLean.
Screen Australia First Nations Department Development and Investment Manager Jorjia Gillis said, “Emily: I Am Kam is a powerful documentary that highlights the culturally significant work, life and legacy of Emily Kam Kngwarray. The creative team led by Danielle MacLean and Anna Grieve have expertly captured the impact of Emily’s career as her paintings truly are living histories with intrinsic connection to Country, community and culture.”

Producers Danielle MacLean and Anna Grieve of Tamarind Tree Pictures said, “Emily: I Am Kam is much more than an art documentary, it is a cultural story told while working alongside the Alhalker and Anangker women, Kngwarray’s descendants and cultural successors. These women carry Emily’s legacy in their bodies, their songs, their ceremonies and in their relationship to Country. They welcomed us onto their land, shared their knowledge, and allowed us to witness what cannot be found in archives or galleries – the living continuation of Kngwarray’s culture Emily: I Am Kam is not a Western story of artistic genius or fame. It is a story of deep cultural continuity, told from within the community.”
Dena Curtis, Head of Indigenous Commissioning and Production at NITV said, “Emily Kam Kngwarray is one of Australia’s most significant artists. Having reshaped the international art world, her work and legacy continues to reverberate globally. Emily: I Am Kam explores the intersection of art, culture and Country, NITV is the home of black excellence, and we are incredibly proud to bring Kngwarray’s story to audiences and highlight the living continuation of her culture and legacy.”
Dr Nick Mitzevich, Director, National Gallery of Australia said, “Emily Kam Kngwarray was one of the most significant artists of the 20th century. Her original artistic vision and powerful expression of Country, Community, culture and identity has been celebrated globally. As custodians of the largest collection of her art, it is important that the National Gallery shares Kngwarray’s life and art with Australians and the world. It is with great excitement to share her legacy through this captivating documentary.”
Jennie Hughes, Director at Screen Territory said, “Emily Kam Kngwarray’s story is one of extraordinary cultural and creative significance — not just for the Northern Territory, but for the world. Emily: I Am Kam offers a powerful exploration of her legacy, and Screen Territory is proud to support this remarkable documentary from Tamarind Tree Pictures, skillfully directed by the talented Danielle MacLean. This film not only honours one of Australia’s most celebrated artists, but also deepens our understanding of Indigenous art, culture, and the connection to Country.”
Emily: I Am Kam is a Tamarind Tree Pictures production for NITV. Principal Production funding from Screen Australia’s First Nations Department in association with National Gallery of Australia. Financed with support from NITV and Screen Territory.
Watch Emily: I Am Kam on NITV and SBS On Demand on Wednesday 9 July at 8:30pm and on SBS on Saturday 12 July at 8:30pm, as part of the network’s NAIDOC Week celebrations. Subtitles will be available on SBS On Demand in Arabic, Simplified Chinese, Traditional Chinese, Korean and Vietnamese, with audio description for blind or low vision audiences.
NITV Media Enquiries:
Hannah Watkins, Senior Communications Specialist
0411 362 727 | [email protected]
Media enquiries
Maddie Walsh | Publicist
+ 61 2 8113 5915  | [email protected]
Jessica Parry | Senior Publicist (Mon, Tue, Thu)
+ 61 428 767 836  | [email protected]
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ACT Budget 2025-26: Cost of living support for apprentices and trainees

Source: Australian National Party

As part of ACT Government’s ‘One Government, One Voice’ program, we are transitioning this website across to our . You can access everything you need through this website while it’s happening.

Released 17/06/2025 – Joint media release

The ACT Government will deliver more cost-of-living support for apprentices and trainees as they skill up for good secure jobs.

This $1.8 million investment will continue for the second year running. All ACT-based apprentices and trainees will receive a $250 payment next year, with first-year apprentices and trainees receiving an additional $250 to help cover the cost of tools and equipment.

This direct support follows the successful delivery of the Government’s 2024 cost-of-living payment, which saw thousands of local apprentices and trainees receive assistance.

It also builds on the Federal Government $10,000 completion incentive payments for apprentices working in housing construction that start from 1 July this year.

As part of an ACT Labor election commitment, the Government will also reduce light trailer and caravan registration fees in the Budget by up to $150 for 12 months between 1 September 2025 and 31 August 2026, which will also support people who rely on trailers to transport tools and equipment for their trade.

The Government will also progress major investments in Canberra’s training system over the next three years for CIT’s Cloud Campus Program, delivering improved digital learning platforms and business systems to modernise training delivery across the Territory.

“The Government will make a strong commitment to supporting apprentices and public TAFE in the Budget,” said Treasurer Chris Steel.

“These high-quality training opportunities are part of Labor’s plan to build the skilled workforce Canberra needs – to supply 30,000 homes by 2030, expanding early childhood education, or strengthening the care economy.”

“We’re supporting young workers and career changers through cost-of-living relief, better digital systems at CIT, and expanded access to high-quality training in critical areas like construction and the clean economy,” said Minister for Skills, Training and Industrial Relations Michael Pettersson.

“With the imminent opening of CIT Woden, the Budget also delivers major upgrades at CIT campuses and funding to meet our commitments under the National Skills Agreement, including the new Electric Vehicle TAFE Centre of Excellence.”

Further investments in 2025-26 include:

  • Ongoing operational funding for the new CIT Woden and Yurauna campuses
  • Additional support for CIT’s digital infrastructure and youth training services
  • Support for the Electric Vehicle Centre of Excellence as part of the National Skills Agreement

These initiatives will help ensure that cost is not a barrier to Canberrans accessing training and that local training institutions are fit-for-purpose as the ACT continues to grow.

– Statement ends –

Chris Steel, MLA | Michael Pettersson, MLA | Media Releases

«ACT Government Media Releases | «Minister Media Releases

Protecting buyers from dodgy car sales

Source: Australian Capital Territory Policing

Consumer Affairs Victoria is pursuing legal action to protect consumers from car sellers who break the law.

It’s currently targeting licensed and unlicensed sellers whose conduct has undermined consumers’ rights when buying a used car.

Two companies operating car businesses in Dandenong and Cranbourne were recently suspended from trading. They had failed to deliver cars to customers, to pay or transfer stamp duty, and to return deposits on cancelled contracts.

More than 200 customers have so far claimed over $330,000 from the Motor Car Traders Guarantee Fund, after losing money dealing with CMG Automotive and CHM Motors. The fund compensates Victorians who suffer financial loss as the result of dealing with a licensed car business that breaks the law.

Consumer Affairs is now asking VCAT to permanently cancel CMG Automotive’s licence.

In a separate case, unlicensed car trader Zequn Wang, was recently convicted and fined $25,000. Wang bought or sold 84 cars between January 2022 and September 2023. This is far greater than the four cars per year limit you can trade without a licence.

The Office of Public Prosecutions has now launched an appeal on Consumer Affairs’ behalf to the County Court, believing the sentence handed down was inadequate.

In Victoria, unlicensed traders face maximum penalties of up to $19,000, or 15% of the sale price, for each car they buy, sell or exchange.

Buying a used car? Things you need to know

Consumer Affairs also provides information and advice so Victorians can make informed choices when buying a car.

For many people, it’s one of the biggest purchases they’ll make. Understanding your rights can help you to be happy on the road.

A new campaign will promote the laws that protect you when you’re buying a second-hand car. Demand for used cars rose 12% nationally last year.

Buying from a licensed trader provides a cooling-off period, clear title and warranty. Combined with having access to compensation from the Motor Car Traders Guarantee Fund if things go wrong, these are strong protections not available if you buy from an unlicensed seller.

Learn more about buying a used car safely and follow Consumer Affairs Victoria on Instagram.